I don’t have a lot of hobbies but when the weather gets warm, I enjoy outdoor running and gardening. I am a relaxed gardener because…
The Covered Call of the Wild
I have always loved the stock market and have been an/on off investor since online investing became available to retail traders. While I knew how…
My First Points Only Family Trip
My family just took our first trip where our flight and hotel were all paid for by points. We also have 6 more trips planned…
How my multiverse account helped me start saving
I have never been a saver by choice, whenever I was saving it was because I set up a scenario to force myself to save.…
To be Debt free or Net Debt free — that is the question.
I have always had the notion that to be debt free is to have zero debt. With the rise of interest rates and the ability…
Confessions of a 40-year-old car payment virgin
I have a confession to make, I have technically never owned a brand-new car or had a car payment. My budget has never had the…
News flash! You only deserve 30% of what you earn…
I know in modern life, we want to reward ourselves for our hard work and we should, but who are you rewarding? Your past, your…
I’m training for a FI-athalon
Whenever I trained for a race, the most important effort was not on race day but the training plan and consistency it took up to…
Identify Adopt Adapt – how to reverse engineer the things you admire in others
Do you ever feel inspired by someone’s story or eager to try something new based on someone’s experience? When I want to learn and try…