When initially jumping on the path to financial independence, it was exciting because there were a lot of things I needed to do and short-term…
My First Points Only Family Trip
My family just took our first trip where our flight and hotel were all paid for by points. We also have 6 more trips planned…
How my multiverse account helped me start saving
I have never been a saver by choice, whenever I was saving it was because I set up a scenario to force myself to save.…
To be Debt free or Net Debt free — that is the question.
I have always had the notion that to be debt free is to have zero debt. With the rise of interest rates and the ability…
Progress Report – March, 2024
What happened this month? Got back to the basics, hopefully I can maintain this even split for the remainder of the year. At this rate…
Confessions of a 40-year-old car payment virgin
I have a confession to make, I have technically never owned a brand-new car or had a car payment. My budget has never had the…